Your oral health and general wellness are connected, which means healthy teeth and gums are essential for your well-being. Brushing and flossing aren't enough to keep your mouth healthy. You also need care from a dentist. You don't have to worry about paying large fees out-of-pocket because you have dental insurance. You'll invest in a healthy smile for minimal costs when choosing us as your Cigna dentist in Lovell.
Cigna provides affordable dental plans for families and individuals. Your premiums give you access to a nationwide network of dental professionals, who provide the services you need to keep your mouth healthy for reduced rates. Every policy differs, but most include:
You can visit your dentist every 6 months for cleaning and checkup for a co-payment. The American Dental Association recommends visiting your dentist regularly to prevent common oral health issues. As a result, you're less likely to need costly dental work later, so you'll save money down the road. Researchers have found that you can save up to $50 on restorative fees for every $1 of preventive care.
If your dentist finds anything requiring treatment, like gum inflammation or tooth decay, Cigna is there for you. They'll cover some of the expenses after meeting your annual deductible. You can use your yearly allowance to lower the amount you pay out-of-pocket.
Cigna has pre-negotiated rates with preferred dental practices for select services. Although they recommend choosing an in-network dentist, you could visit any location that accepts your coverage. You'll have the freedom to choose services, dentists, and specialists, but you may pay more with an out-of-network dentist.
Your dental insurance does not last forever. Your coverage will expire at the end of the year and you'll lose anything you have not used. Nothing will accumulate and you won't be reimbursed for anything. With less than 3% of Americans meeting or exceeding their annual limits, you could throw hundreds to thousands of dollars down the drain if you don't maximize your coverage. We know dental insurance can be confusing, but we're here to help.
Stephanie has been with our dental team for nearly 10 years. She works in our front office and is also a dental assistant, earning her certification at Sheridan College. She will work on your behalf with your dental insurance in Lovell to maximize your coverage. Stephanie will explain how your benefits are being used to pay for your treatments and discuss your payment options for any remaining balance. She will help you find the solutions you need to keep a healthy smile within your budget.
If you’re ready to invest in a healthy, confident smile, request an appointment through our website or call our office at (307) 548-7654.