Lovell BlueCross BlueShield Dental Insurance Coverage
Maximize your BlueCross BlueShield dental insurance coverage with help from the skilled dentist and caring dentistry team at Lovell Dental. We know how important it is for our patients to make the most of their insurance investment to offset the cost of dentistry services for every member of their family. Our Lovell dentist and team works with a variety of dental insurance providers every day. We have years of experience working with patients and insurers to maximize dental benefits, and we are in-network providers with the majority of PPO dental insurance plans, including Delta Dental, Cigna, Guardian, Humana, Aetna, United Concordia, United Healthcare, Ameritas, and BlueCross BlueShield. If you’re a member of one of our in-network PPO insurance plans, give us a call to learn more about your benefits. We would be happy to review your BlueCross BlueShield policy or other dental insurance plans to help you get the benefits you deserve.
Your Dental Insurance Plan
Every patient’s dental insurance policy is different. Your BlueCross BlueShield dental benefit plan is a unique agreement between you, your employer, and the insurer. In order to give you the most accurate information about your dental insurance coverage, we need to review your policy. However, the majority of BlueCross BlueShield PPO insurance plans offer the following benefits:
- 80 to 100% coverage for preventive dentistry services like dental checkups, teeth cleanings, and other maintenance dental care
- 50 to 80% coverage for restorative dentistry services like dental crowns, bridges, partials, and full dentures
- 25 to 75% coverage for orthodontics, including traditional braces and clear braces, when elected by the individual or their employer
- Other treatments like cosmetic dentistry and dental implants are not usually covered
Benefits of In-Network Dental Care
When you choose to visit an in-network dentist, you’re making the decision to trust a dental office that has a standing agreement with your insurer. These agreements outline which services your insurance provider will cover and what fees they accept from your dentist. That means you are only responsible for the out of pocket percentage of treatment costs. Out of network dentists may charge higher fees than those accepted by your BlueCross BlueShield plan, and you will still receive a percentage of coverage. However, you’ll only receive the percentage of treatment cost outlined by your plan, and you’ll also need to pay the difference in price. In most cases, the differences in treatment costs are minimal, but visiting an in-network provider ensures you’ll receive maximum coverage.
Maximizing Your Benefits
The easiest way to maximize your dental insurance benefits is to visit Lovell Dental every six months. These regular dental appointments receive 80 to 100% coverage from most BlueCross BlueShield benefit plans. These biannual visits are also the best way to avoid oral health concerns that require advanced treatments and receive lower percentages of coverage by your benefit plan. Partnering with us to keep your smile whole and healthy with regular dental office visits is the easiest way to maximize your insurance coverage and keep your flawless, natural smile.